Credit Analyst

POSITION TITLE  

Credit Analyst 

POSITION OVERVIEW 

The Credit Analyst will effectively gather, analyze, and assimilate credit information resulting in the formation of a credit recommendation based upon all obtained facts and data. 

JOB RESPONSIBILITIES 

• Information gathering will also include contacting prospective and existing customers’ bank and trade references to verify past and current performance as well as existing credit arrangements
• Contact Presidents, CFOs, Treasurers, and other financial representatives and conducting financial conversations, including financial statements, negotiating various types of credit arrangements and requiring adherence to such arrangements
• Leverage data analytics tools and emerging AI technologies to improve credit analysis, reporting, and process efficiency 
• Follow up appropriately and in a timely manner on past due obligations and research various disputes and claims to ensure quick resolution of outstanding invoices 

QUALIFICATIONS – REQUIRED 

• 4-year degree in Finance, Accounting or a related major, from an accredited College or University
• Ability to work independently while being a team player
• Ability to work in a fast-paced professional business environment and meet daily, weekly, and monthly quality and productivity requirements
• Proficiency in Microsoft Office and business applications (i.e. Microsoft Word and Excel)
• Excellent math and financial analytical skills
• Excellent written and verbal communication skills with an effective phone presence and strong negotiation abilities; able to communicate firmly, clearly, and concisely while maintaining professionalism at all times.
• Must be results-oriented and persistent when faced with obstacles
• Strong work ethic (example: attendance, dependability, etc.)